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Get Loan Against Mutual Fund for Personal Needs

Smart investors pledge. They don't sell.

A Loan Against Mutual Fund (LAMF) is a secured loan where you pledge or lien mark your Mutual Fund units as collateral to get access to capital - without redeeming your investments.

  • check iconInterest rate starting at 10.5% p.a.*
  • check iconContinue earning returns on your investments
  • check icon100% paperless process
  • check iconInterest only repayment and EMI options available
  • check iconInstant loan approval
  • check iconRBI regulated NBFC with 25+ years of legacy

Are you an existing customer?

How to Apply for a Loan Against Mutual Fund (LAMF)?

Getting a Loan Against Mutual Fund for personal needs with Shriram Credit is a paperless process that ensures minimal turnaround time. Here is how it works — from checking eligibility to getting funds credited to your bank account.

STEP 1

Check your eligibility, credit limit, and interest rates.

STEP 2

Select Mutual Fund units to pledge.

STEP 3

Complete your KYC verification.

STEP 4

Pledge your selected Mutual Fund units.

STEP 5

e-Sign the loan agreement.

STEP 6

Your loan account is ready to use.

STEP 7

Withdraw funds as needed.

STEP 8

Repay the loan at your convenience and regain complete control of your Mutual Fund holdings.